Privacy Policy – Financial Ratios Pro (iPhone Finance Calculator)
Effective date: 25 September 2025
Who we are
techy.how publishes the iPhone app Financial Ratios Pro.
Contact: contact@techy.how
What the app does
Financial Ratios Pro helps users analyze financial statements by automatically calculating over 25 key ratios. Enter balance sheet and income statement data, and the app calculates liquidity, profitability, leverage, efficiency, and valuation ratios. Users can view results, export them to PDF/CSV, and optionally save multiple company profiles.
Data we collect from the app
We do not collect personal data.
On-device only: Financial statement inputs, company profiles, and calculation results are stored locally on your iPhone.
No servers: The app does not send your data to us.
Sharing: If you export or share a result, iOS uses the system share sheet to send that info to the destination you choose. We do not receive it.
Accounts, tracking, and ads
No accounts or logins
No third-party SDKs
No analytics or tracking
No ads
Diagnostics & crash reports
If you opt in to share analytics with developers in iOS settings, Apple may provide aggregated crash logs/diagnostics. These do not directly identify you.
Payments
In-app purchases are processed by Apple. We do not receive your payment details. Apple may share aggregated sales reports with us (no personal data).
When you contact us
If you email contact@techy.how, we’ll process the information you provide (e.g., your email address and message) to respond. We keep these messages only as long as needed to handle your request.
Your rights (EU/EEA)
If you contact us and share personal data, you can request access, correction, deletion, restriction, or portability, and you may object to processing. You also have the right to lodge a complaint with your local data protection authority (in Luxembourg: the CNPD).
Children’s privacy
The app has no user-generated content, social features, or ads. It is suitable for general audiences.
Security
The app is designed to work offline and store financial data on your device. If you email us, we take reasonable steps to secure those communications.
International transfers
We do not run cloud services for this app and do not transfer app data internationally. Email communications may be processed by our email provider to deliver messages.
Changes to this policy
We may update this policy to reflect app or legal changes. We’ll revise the Effective date above. Material changes will be highlighted where possible.
Contact
Questions about privacy? Email contact@techy.how.